:root{--bg:#07100c;--text:#f4fbf7;--muted:#a6b8ae;--green:#65ff9f;--green2:#4cf28b;--border:hsla(0,0%,100%,.09);--purple:#9a62ff;--purple-soft:rgba(154,98,255,.18);--red:#ff5a72;--red-soft:rgba(255,90,114,.18);--shadow:0 24px 80px rgba(0,0,0,.34)}*{box-sizing:border-box}body,html{margin:0;padding:0}body{font-family:Inter,ui-sans-serif,system-ui,sans-serif;color:var(--text);background:radial-gradient(circle at 50% 0,rgba(76,242,139,.17),transparent 30%),linear-gradient(180deg,#102019,#07100c 22%,#07100c);min-height:100vh}a{text-decoration:none;color:inherit}img{display:block;max-width:100%}button,input,select,textarea{font:inherit}.page-shell{position:relative;overflow:hidden}.page-shell:before{content:"";inset:0 0 auto 0;height:340px;background:radial-gradient(ellipse at top center,rgba(101,255,159,.18),transparent 48%),linear-gradient(180deg,rgba(101,255,159,.12),transparent 58%)}.page-shell:before,.watermark{position:absolute;pointer-events:none}.watermark{right:6%;top:72px;width:180px;opacity:.12;filter:drop-shadow(0 0 24px rgba(76,242,139,.22))}.container{width:min(1180px,calc(100% - 36px));margin:0 auto}.header{position:-webkit-sticky;position:sticky;top:0;z-index:40;-webkit-backdrop-filter:blur(10px);backdrop-filter:blur(10px);background:linear-gradient(180deg,rgba(7,16,12,.92),rgba(7,16,12,.6));border-bottom:1px solid hsla(0,0%,100%,.05)}.header-inner{justify-content:space-between;gap:18px;padding:18px 0}.brand,.header-inner{display:flex;align-items:center}.brand{gap:12px}.brand img{width:42px;height:42px}.brand strong{font-size:1.06rem}.brand span{color:var(--muted);font-size:.84rem}.nav{display:flex;gap:18px;align-items:center;flex-wrap:wrap}.nav a{color:#dce7e0;font-size:.95rem}.header-actions{display:flex;align-items:center;gap:12px}.lang-switch{display:inline-flex;border:1px solid var(--border);border-radius:999px;overflow:hidden;background:hsla(0,0%,100%,.03)}.lang-switch a{padding:8px 12px;font-size:.85rem;color:var(--muted)}.lang-switch a.active{background:var(--green);color:#07100c;font-weight:700}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;border:1px solid transparent;padding:13px 18px;cursor:pointer;font-weight:700}.btn-primary{background:linear-gradient(180deg,var(--green),var(--green2));color:#07100c;box-shadow:0 14px 38px rgba(76,242,139,.24)}.btn-secondary{background:hsla(0,0%,100%,.03);border-color:var(--border);color:#f3faf6}.btn-purple{background:var(--purple-soft);border-color:rgba(154,98,255,.35);color:#fff}.btn-red{background:var(--red-soft);border-color:rgba(255,90,114,.35);color:#fff}.pill{display:inline-flex;align-items:center;gap:8px;padding:8px 12px;border-radius:999px;border:1px solid var(--border);background:hsla(0,0%,100%,.03);color:var(--muted);font-size:.84rem}.dot{width:8px;height:8px;border-radius:999px;background:var(--green);box-shadow:0 0 0 6px rgba(76,242,139,.12)}.dot.soon{background:#f3c65d;box-shadow:0 0 0 6px rgba(243,198,93,.12)}.hero{position:relative;padding:48px 0 22px}.hero-grid{display:grid;grid-template-columns:1.1fr 1fr;grid-gap:30px;gap:30px;align-items:center}.hero-copy h1{margin:16px 0;font-size:clamp(2.4rem,4vw,4.6rem);line-height:.98;letter-spacing:-.03em}.hero-copy p{margin:0 0 26px;color:var(--muted);max-width:700px;line-height:1.8;font-size:1.05rem}.hero-actions{gap:12px;margin-bottom:20px}.hero-actions,.hero-pills{display:flex;flex-wrap:wrap}.hero-pills{gap:10px}.hero-panels{display:grid;grid-template-columns:1fr 1fr;grid-gap:18px;gap:18px}.panel{position:relative;overflow:hidden;border-radius:28px;min-height:330px;padding:22px;border:1px solid hsla(0,0%,100%,.08);box-shadow:var(--shadow)}.panel:before{content:"";position:absolute;inset:0;background:linear-gradient(180deg,hsla(0,0%,100%,.06),transparent 26%),linear-gradient(135deg,hsla(0,0%,100%,.04),transparent 42%);pointer-events:none}.panel-purple{background:radial-gradient(circle at 20% 0,rgba(154,98,255,.3),transparent 35%),linear-gradient(180deg,rgba(154,98,255,.16),rgba(11,12,21,.75));border-color:rgba(154,98,255,.35)}.panel-red{background:radial-gradient(circle at 20% 0,rgba(255,90,114,.28),transparent 35%),linear-gradient(180deg,rgba(255,90,114,.18),rgba(19,11,14,.75));border-color:rgba(255,90,114,.35)}.panel-head{display:flex;align-items:start;justify-content:space-between;gap:10px;margin-bottom:16px}.panel-title{display:flex;align-items:center;gap:10px}.panel-title img{width:40px;height:40px}.panel-title h3{margin:0;font-size:1.5rem}.panel-title p{margin:4px 0 0;font-size:.88rem;color:hsla(0,0%,100%,.74)}.panel-grid{display:grid;grid-gap:12px;gap:12px;margin:22px 0}.stat-row{display:flex;justify-content:space-between;gap:12px;padding:12px 14px;border-radius:16px;border:1px solid hsla(0,0%,100%,.08);background:rgba(0,0,0,.18)}.stat-row span{color:#d4d9e3}.stat-row strong{font-size:1rem}.panel-actions{display:flex;gap:10px;flex-wrap:wrap}.section{padding:28px 0 40px}.section-head{margin-bottom:18px}.section-head h2{margin:0;font-size:clamp(1.6rem,2vw,2.2rem)}.section-head p{margin:8px 0 0;color:var(--muted);max-width:760px;line-height:1.8}.card{background:rgba(8,15,12,.72);border:1px solid var(--border);border-radius:24px;box-shadow:var(--shadow)}.calculator{display:grid;grid-template-columns:1.1fr .9fr;grid-gap:22px;gap:22px;padding:22px}.form-grid{display:grid;grid-gap:14px;gap:14px}.field label{display:block;margin-bottom:8px;color:#dfe8e2;font-weight:600;font-size:.94rem}.field input,.field select,.field textarea{width:100%;border:1px solid var(--border);background:hsla(0,0%,100%,.03);color:#fff;border-radius:16px;padding:14px 16px;outline:none}.field textarea{min-height:140px;resize:vertical}.results{padding:18px;border-radius:22px;border:1px solid var(--border);background:radial-gradient(circle at 100% 0,rgba(76,242,139,.12),transparent 30%),hsla(0,0%,100%,.02)}.results .apr{display:flex;align-items:baseline;gap:10px;margin-bottom:18px}.results .apr strong{font-size:2.5rem;letter-spacing:-.03em}.result-list{display:grid;grid-gap:12px;gap:12px}.result-item{display:flex;justify-content:space-between;gap:12px;padding:12px 0;border-bottom:1px solid hsla(0,0%,100%,.07)}.result-item:last-child{border-bottom:0}.result-item span{color:var(--muted)}.info-grid{display:grid;grid-template-columns:repeat(4,1fr);grid-gap:16px;gap:16px}.info-card{padding:20px}.info-card h3{margin:0 0 10px;font-size:1.06rem}.info-card p{margin:0;color:var(--muted);line-height:1.7}.grid-2{display:grid;grid-template-columns:1fr 1fr;grid-gap:20px;gap:20px}.faq-list{display:grid;grid-gap:14px;gap:14px}.faq-item{padding:18px 20px}.faq-item h3{margin:0 0 10px;font-size:1rem}.faq-item p{margin:0;color:var(--muted);line-height:1.8}.footer{padding:30px 0 56px;color:var(--muted)}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr;grid-gap:18px;gap:18px}.notice{padding:12px 14px;border-radius:16px;border:1px solid var(--border);background:hsla(0,0%,100%,.03);color:#cfdbd4}@media(max-width:1024px){.calculator,.footer-grid,.grid-2,.hero-grid{grid-template-columns:1fr}.info-grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:740px){.nav{display:none}.hero-panels,.info-grid{grid-template-columns:1fr}.header-inner{flex-direction:column;align-items:start}}